{"id":864,"date":"2025-04-27T14:47:54","date_gmt":"2025-04-27T14:47:54","guid":{"rendered":"https:\/\/allgemeinegeldwechsel.de\/terms-and-conditions\/"},"modified":"2026-04-20T17:55:27","modified_gmt":"2026-04-20T17:55:27","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/invhg.de\/en\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"864\" class=\"elementor elementor-864 elementor-107\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d11dace e-con-full e-flex e-con e-parent\" data-id=\"5d11dace\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-2a7505be e-con-full e-flex e-con e-child\" data-id=\"2a7505be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-311794a2 e-con-full e-flex e-con e-child\" data-id=\"311794a2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23b7b9a2 elementor-widget elementor-widget-heading\" data-id=\"23b7b9a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Terms and Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18f9f97d elementor-widget elementor-widget-text-editor\" data-id=\"18f9f97d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Terms and Conditions<br>AGREEMENT TO LEGAL TERMS<\/p>\n<p>We, Heim Global Investor German Branch (HGI) (\u201cCompany\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d), are a company registered in Germany with registered office at Kirchgasse 2, 65185 Wiesbaden, Germany, registered in the commercial register under number HRB 186355, BaFin-ID: 10163332.<\/p>\n<p>We operate the website https:\/\/invhg.de<br>(the \u201cWebsite\u201d) as well as other related products and services that refer to or are linked to these legal terms (the \u201cLegal Terms\u201d) (collectively, the \u201cServices\u201d).<\/p>\n<p>You can reach us by phone at +4922519882371, +4922519882372, +4922519882373 and by email at office@hg-inv.de<br>or info@hg-inv.de<br>.<\/p>\n<p>These terms of use constitute a legally binding agreement between you, whether personally or on behalf of a legal entity (\u201cyou\u201d), and Heim Global Investor German Branch (HGI), governing access to and use of the Services. By accessing the Services, you acknowledge that you have read, understood, and accepted these Legal Terms.<\/p>\n<p>IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND MUST DISCONTINUE USE IMMEDIATELY.<\/p>\n<p>\u2014<\/p>\n<p>OUR SERVICES<br>The Services consist of access to our website, related information resources, and customer service. We may introduce additional services or features from time to time. Access to certain services may require identity verification in accordance with applicable anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.<\/p>\n<p>We reserve the right to modify, suspend, or discontinue parts of the Services at any time without prior notice, provided that such changes do not materially affect your rights under these terms.<\/p>\n<p>\u2014<\/p>\n<p>COPYRIGHT AND TRADEMARK RIGHTS<br>Unless otherwise indicated, the Services, as well as all source code, databases, functions, software, web designs, audio, video, text, photo, and graphic content (collectively, the \u201cContent\u201d), and the trademarks, service marks, and logos contained therein (the \u201cMarks\u201d), are owned by or licensed to Heim Global Investor German Branch (HGI).<\/p>\n<p>You are not permitted to copy, reproduce, distribute, upload, publicly display, translate, transmit, sell, license, or otherwise exploit any Content or Marks without our express prior written consent.<\/p>\n<p>Limited use for personal, non-commercial purposes is permitted, provided that copyright or proprietary notices are not removed.<\/p>\n<p>\u2014<\/p>\n<p>USER REPRESENTATIONS<br>By using the Services, you represent and warrant that all information you submit is true, current, and complete, that you will update it as necessary, that you have the legal capacity to enter into these terms, are at least 18 years old, and that your use does not violate any applicable laws or regulations.<\/p>\n<p>\u2014<\/p>\n<p>PROHIBITED ACTIVITIES<br>You may not use the Services for any purpose other than those intended. Prohibited activities include, in particular, use in connection with illegal transactions, circumvention or disruption of security-related functions, automated system use, harassment or harm to third parties, transmission of harmful content, and attempts to obtain personal data without consent.<\/p>\n<p>\u2014<\/p>\n<p>MANAGEMENT OF THE SERVICES<br>We reserve the right to monitor the Services for violations, take legal action, restrict or suspend access, remove harmful content, and manage the Services to protect our rights and property.<\/p>\n<p>\u2014<\/p>\n<p>DATA PROTECTION POLICY (GDPR COMPLIANT)<br>The protection of your data is our highest priority. The complete privacy policy can be found at:<br>https:\/\/invhg.de\/datenschutzrichtlinie\/<\/p>\n<p>Summary of our GDPR obligations:<br>Controller: Heim Global Investor German Branch (HGI), Kirchgasse 2, 65185 Wiesbaden, Germany<br>Data collected: Personal identification data, contact details, transaction-related information, and technical data<br>Legal bases: Art. 6 GDPR<br>Your rights: Information, correction, deletion, restriction, objection, data portability<br>Storage period: According to legal obligations or contractual purposes<br>Data security: Encryption, secure servers, access restrictions<br>Disclosure: Only to authorized bodies or legally obligated institutions<br>Data transfer outside the EU: Only with GDPR-compliant guarantees<br>Complaints: Directly to us or to the responsible data protection authority<\/p>\n<p>By using the Services, you agree to this privacy policy.<\/p>\n<p>\u2014<\/p>\n<p>TERM AND TERMINATION<br>These terms apply as long as you use the Services. We reserve the right to block or terminate access in the event of violations. You can discontinue use at any time.<\/p>\n<p>\u2014<\/p>\n<p>CHANGES AND INTERRUPTIONS<br>We may change or discontinue Services at any time. Uninterrupted availability is not guaranteed.<\/p>\n<p>\u2014<\/p>\n<p>APPLICABLE LAW<br>German law applies. Consumers within the EU additionally enjoy the protection of mandatory regulations in their country of residence. The place of jurisdiction is Hamburg.<\/p>\n<p>\u2014<\/p>\n<p>CORRECTIONS<br>We reserve the right to correct errors or inaccuracies at any time.<\/p>\n<p>\u2014<\/p>\n<p>DISCLAIMER<br>The Services are provided without warranty. We make no guarantee for error-free operation, availability, or suitability for specific purposes.<\/p>\n<p>\u2014<\/p>\n<p>ELECTRONIC COMMUNICATION<br>You expressly consent to electronic communication, electronic contracts, and signatures.<\/p>\n<p>\u2014<\/p>\n<p>MISCELLANEOUS<br>These terms constitute the entire agreement. Should any provision be ineffective, the remaining provisions remain valid.<\/p>\n<p>\u2014<\/p>\n<p>CONTACT<br>If you have any questions or complaints, please contact us at:<br>Email: info@hg-inv.de, office@hg-inv.de<\/p>\n<p>Phone: +4922519882371, +4922519882372, +4922519882373<br>Address: Kirchgasse 2, 65185 Wiesbaden, Germany<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions Terms and ConditionsAGREEMENT TO LEGAL TERMS We, Heim Global Investor German Branch (HGI) (\u201cCompany\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d), are a company registered in Germany with registered office at Kirchgasse 2, 65185 Wiesbaden, Germany, registered in the commercial register under number HRB 186355, BaFin-ID: 10163332. We operate the website https:\/\/invhg.de(the \u201cWebsite\u201d) as well [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-864","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/pages\/864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/comments?post=864"}],"version-history":[{"count":24,"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/pages\/864\/revisions"}],"predecessor-version":[{"id":1664,"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/pages\/864\/revisions\/1664"}],"wp:attachment":[{"href":"https:\/\/invhg.de\/en\/wp-json\/wp\/v2\/media?parent=864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}